If you or a loved one was injured in a car accident? we are here to help you.In this blog post, we are going to discuss about #1 Top Rated Car Accident Lawyer Naples FL, We aim to make it easier for you to find the best and #1 top-rated car accident lawyer in your area. Hope this blog post will solve your problem and gives you valuable information.
Each day, too many Naples drivers are involved in an auto crash on our ever-busier roads. Many of these motor vehicle accidents cause serious injuries or even the death of loved ones. Due to the complex nature of tort and insurance laws, and the possibility that valuable evidence may be lost in an auto accident, you must act quickly to preserve your evidence and move your claim in the right direction. This will ensure that your Naples car accident is taken seriously by insurance companies. Our Naples car accident lawyers have been tested and proven to be effective in helping you decide the next steps to maximize the value of your claim.
Expert Advice: What to do if you are involved in a Naples Car Accident?
Get immediate medical attention for any injuries. You will receive the best care as soon as you reach the hospital. Your health and the value to human life are priceless.
Do not make any statements regarding your car accident to anyone else than law enforcement if you don't have an attorney (in person or over the phone). Over the past 40 years, we have seen far too many recorded statements that ultimately harm our clients' auto insurance claims.
Photographs of the scene, vehicles, and other drivers should be taken. It is impossible to predict where your vehicle will end up and how it will be seen again. The scene of the accident will change and will not look the same once the roads have been cleared.
Ask a loved one to take photos of any injuries and the medical treatment received. Photograph everything, including blood, red marks, bruises, and stitches. While wounds heal, emotional scarring can cause problems. This can make it difficult to value the evidence. In a car accident case, the injured party is responsible for proving every aspect of the car crash case.
Without your attorney's approval, do not sign any documents giving your vehicle ownership to any insurance companies.
Keep track of all medical and other expenses related to your injuries. After establishing liability (fault), you can have past and future medical bills paid out by the person responsible for the crash.
Keep a daily log of your lost wages and keep it all documented. This is very helpful if your case goes to trial before a jury in Collier county.
Once your medical condition is stable and your injuries have been deemed non-life-threatening, it may be a good idea to contact an experienced Naples car accident lawyer. This will be discussed further below. A local lawyer with a Collier County office can be invaluable in your case's progression. They can meet with you to discuss evidence, or they can familiarize you with the local rules and customs of specific judges who may be assigned to your case in case litigation.
For those who have been in an accident involving an automobile in Naples, FL, please continue reading and then call us today to receive a free case review. We will discuss your case and determine if it is worth hiring a Naples Car Accident Lawyer.
Florida's No-Fault Law: How it applies to your Naples Car Accident
The Florida law that created a no-fault insurance system was intended to lower the state's auto insurance premiums. Since 1972, premiums have been rising steadily. In exchange for claimed premium cuts, there were limitations on the right of an individual to sue for injuries sustained in an auto accident.
To file a lawsuit that includes a pain and suffering claim, the injured party must prove that one of these conditions is present.
- A significant or permanent loss in an important bodily function
- Permanent injury within a reasonable level of medical certainty
- Permanent scarring or disfigurement that is significant and lasting
- Death
Important Time Periods to Pursue Claims Related To Naples Auto Accidents
First, Florida's current PIP law restricts the number of lost wages and/or medical expenses that are covered if the initial treatment is not completed within 14 days after the motor vehicle accident.
Florida statute 627.536 outlines some limitations to the coverage. Contact our office for more information
Florida law also provides for a four-year (4)-year statute to limit liability in auto accident cases. The period begins on the date of the accident. A Naples car accident lawyer can help you pursue your claim. Do not delay, as it could affect your legal rights. You will lose your right to file an action if it is not filed within the required time.
In the event of a car accident resulting in death, the representative of the deceased person has two (2) years to file a claim.
Florida Automobile Insurance
These are the five basic types of auto insurance that can be used in Naples, FL for an accident.
Liability - You are covered in the event of another person being injured by your negligence.
Uninsured Motorist Insurance - Covers you in case you are hurt by someone uninsured.
Property Damage Insurance- Covers you if you cause property damage to others.
Comprehensive Insurance – Covers your vehicle for theft, damage, and loss.
Personal injury protection - This insurance policy provides you with up to $10,000.00 of coverage. It can pay up to 80% of your medical expenses, and up to 60% of your lost wages. There are also death benefits up to $5,000.00. Florida's insurance system is no-fault. PIP insurance is a part of that system. This system allows an injured person to receive $10,000.00 from their insurance company for any injuries or damages.
Med Payment Insurance (also known as. Med Pay - This insurance is available to drivers who wish to increase their coverage for medical treatment. This insurance, like PIP (mentioned previously), should be paid regardless if you are at fault.
Umbrella (aka excess coverage) - Many people with assets that are not in their control or corporations will buy additional coverage to cover liabilities beyond standard auto insurance policies.
Call Us to Talk with a Naples Car Accident Lawyer
For a free consultation, call our Naples Car Accident Law firm at 239.267.5657. We can help you understand complicated insurance laws and deal with the aftermath of an accident. Garvin Injury Law has over 40 years of experience in handling car accidents in Florida. We will fight for you the maximum compensation.
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